---
title: "Payment methods"
description: "Learn how you can configure additional payment methods in your balance platform integration."
url: "https://docs.adyen.com/platforms/payment-methods"
source_url: "https://docs.adyen.com/platforms/payment-methods.md"
canonical: "https://docs.adyen.com/platforms/payment-methods"
last_modified: "2026-06-01T15:33:15+02:00"
language: "en"
---

# Payment methods

Learn how you can configure additional payment methods in your balance platform integration.

[View source](/platforms/payment-methods.md)

To start processing payments for your users, you must configure the payment methods they can accept during the [onboarding process](/platforms/onboard-users/onboarding-steps). Adyen's platform supports a wide range of global and local card payment methods with a single integration.

If you onboarded your users using the [onboarding on invite](/platforms/onboard-users?tab=1#onboarding-on-invite), they already have their [default payment methods](/platforms/onboard-users#default-pm) configured. You can request additional payment methods in your [Customer Area](https://ca-test.adyen.com/) or using the [Management API](https://docs.adyen.com/api-explorer/Management/latest/overview).

Payment methods are configured separately for each store.

## Supported payment methods

We support the following payment methods for your platform:

| Payment method                                                    | Payment method variant | Ecommerce                                                                                                                                                                                                                                               | Point of sale                                                                                                         | Notes                                                                                                                                                                                                                                                                                                                                                   |
| ----------------------------------------------------------------- | ---------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | --------------------------------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| [Accel](/payment-methods/cards)                                   | accel                  | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                           | Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/1/post/merchants/_merchantId_/paymentMethodSettings).                                                                                                                                                                                                                   |
| [ACH Direct Debit](/payment-methods/ach-direct-debit)             | ach                    | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                          | Requires approval, reach out to your Adyen contact.                                                                                                                                                                                                                                                                                                     |
| [Affirm](/payment-methods/affirm)                                 | affirm                 | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                          | Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/1/post/merchants/_merchantId_/paymentMethodSettings).                                                                                                                                                                                                                   |
| [Alipay](/payment-methods/alipay)                                 | alipay / alipay\_wap   | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                          | Requires [shopper interaction](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-shopperInteraction). Set to **eCommerce**.                                                                                                                                                               |
| [Alipay+](/point-of-sale/what-we-support/payment-methods)         | alipay                 | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                                                                                                                                                            | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                           | Requires [shopper interaction](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-shopperInteraction). Set to **pos**.                                                                                                                                                                     |
| [American Express](/payment-methods/cards)                        | amex                   | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                           | Requires [currencies](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-currencies) and [shopper interaction](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-shopperInteraction).                                        |
| [Apple Pay](/payment-methods/apple-pay)                           | applepay               | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-applePay)  | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") No configuration required |                                                                                                                                                                                                                                                                                                                                                         |
| [Bancontact](/payment-methods/bancontact)                         | bcmc                   | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                           | Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-bcmc).                                                                                                                                                                                                 |
| [Billie](/payment-methods/klarna/billie)                          | klarna\_b2b            | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") See note[ 1](#payfac)                                                                                                                                       | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                          | Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-klarna).                                                                                                                                                                                               |
| [BLIK](/payment-methods/blik)                                     | blik                   | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                          |                                                                                                                                                                                                                                                                                                                                                         |
| [Cartes Bancaires](/payment-methods/cards)                        | cartebancaire          | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                           | Supported only if the store is located in France. Requires [additional parameters.](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-cartesBancaires)                                                                                                                                    |
| [China UnionPay (CUP)](/payment-methods/cards)                    | cup                    | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                           | Requires [shopper interaction](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-shopperInteraction).                                                                                                                                                                                     |
| [Diners](/payment-methods/cards)                                  | diners                 | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                           | Discover will be automatically included in the setup. Diners Club International® is part of Discover.                                                                                                                                                                                                                                                   |
| [Discover](/payment-methods/cards)                                | discover               | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                           | Diners will be automatically included in the setup. Diners Club International® is part of Discover.                                                                                                                                                                                                                                                     |
| [eftpos Australia](/payment-methods/cards)                        | eftpos\_australia      | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                           |                                                                                                                                                                                                                                                                                                                                                         |
| [Girocard](/payment-methods/cards)                                | girocard               | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                                                                                                                                                            | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                           |                                                                                                                                                                                                                                                                                                                                                         |
| [Google Pay](/payment-methods/google-pay)                         | googlepay              | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-googlePay) | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") No configuration required |                                                                                                                                                                                                                                                                                                                                                         |
| [iDEAL](/payment-methods/ideal)                                   | ideal                  | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") See note[ 1](#payfac)                                                                                                                                       | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                          |                                                                                                                                                                                                                                                                                                                                                         |
| [Interac](/payment-methods/cards)                                 | interac\_card          | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                                                                                                                                                            | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                           |                                                                                                                                                                                                                                                                                                                                                         |
| [JCB](/payment-methods/cards)                                     | jcb                    | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                           | Requires [shopper interaction](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-shopperInteraction) and [currencies](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-currencies) for Australia, Canada, and New Zealand. |
| [Klarna](/payment-methods/klarna)                                 | klarna                 | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") See note[ 1](#payfac)                                                                                                                                       | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                          | Pay later Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-klarna).                                                                                                                                                                                     |
|                                                                   | klarna\_account        | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") See note[ 1](#payfac)                                                                                                                                       | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                          | Pay over time Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-klarna).                                                                                                                                                                                 |
|                                                                   | klarna\_paynow         | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") See note[ 1](#payfac)                                                                                                                                       | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                          | Pay now Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-klarna).                                                                                                                                                                                       |
| [Maestro](/payment-methods/cards)                                 | maestro                | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                           | Not supported for the US. You can use Maestro USA instead.                                                                                                                                                                                                                                                                                              |
| [MB WAY](/payment-methods/mb-way)                                 | mbway                  | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                          |                                                                                                                                                                                                                                                                                                                                                         |
| [Mastercard](/payment-methods/cards)                              | mc                     | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                           |                                                                                                                                                                                                                                                                                                                                                         |
| [MobilePay](/payment-methods/mobilepay)                           | mobilepay              | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") See note[ 1](#payfac)                                                                                                                                       | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                          |                                                                                                                                                                                                                                                                                                                                                         |
| [Multibanco](/payment-methods/multibanco)                         | multibanco             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                          |                                                                                                                                                                                                                                                                                                                                                         |
| [NYCE](/payment-methods/cards)                                    | nyce                   | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                           | Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/1/post/merchants/_merchantId_/paymentMethodSettings).                                                                                                                                                                                                                   |
| [Online banking Finland](/payment-methods/finland-online-banking) | ebanking\_FI           | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                          |                                                                                                                                                                                                                                                                                                                                                         |
| [Online banking Poland](/payment-methods/online-banking-poland)   | onlinebanking\_Pl      | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                          |                                                                                                                                                                                                                                                                                                                                                         |
| [Pay by Bank (Europe)](/payment-methods/open-banking)             | paybybank              | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                          | Available currencies: EUR and GBP.                                                                                                                                                                                                                                                                                                                      |
| [Pay by Bank (US)](/payment-methods/pay-by-bank-us)               | paybybank\_AIS\_DD     | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                          | Available currencies: USD.                                                                                                                                                                                                                                                                                                                              |
| [Pay Now](/payment-methods/paynow)                                | paynow                 | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                          | Available currencies: SGD.                                                                                                                                                                                                                                                                                                                              |
| [Pay Now POS](/payment-methods/paynow)                            | paynow\_pos            | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                                                                                                                                                            | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                           | Available currencies: SGD.                                                                                                                                                                                                                                                                                                                              |
| [SEPA Direct Debit](/payment-methods/sepa-direct-debit)           | sepadirectdebit        | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                          | Requires approval, reach out to your Adyen contact. Only available through the [Management API](https://docs.adyen.com/api-explorer/Management/latest/overview).                                                                                                                                                                                        |
| [Swish](/payment-methods/swish)                                   | swish                  | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                           | Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-swish).                                                                                                                                                                                                |
| [Trustly](/payment-methods/trustly)                               | trustly                | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                          |                                                                                                                                                                                                                                                                                                                                                         |
| [TWINT](/payment-methods/twint)                                   | twint                  | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") See note[ 1](#payfac)                                                                                                                                       | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                          | Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-twint).                                                                                                                                                                                                |
|                                                                   | twint\_pos             | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                                                                                                                                                            | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                           | Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-twint).                                                                                                                                                                                                |
| [Vipps](/payment-methods/vipps)                                   | vipps                  | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") See note[ 1](#payfac)                                                                                                                                       | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                          | Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-vipps).                                                                                                                                                                                                |
| [Visa](/payment-methods/cards)                                    | visa                   | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                           |                                                                                                                                                                                                                                                                                                                                                         |
| [VPay](/payment-methods/cards)                                    | vpay                   | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                           |                                                                                                                                                                                                                                                                                                                                                         |
| [WeChat Pay](/payment-methods/wechat-pay)                         | wechatpay              | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                                                                                                                                                             | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                          | Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-wechatpay_pos).                                                                                                                                                                                        |
|                                                                   | wechatpay\_pos         | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                                                                                                                                                                            | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-")                           | Requires [additional parameters](https://docs.adyen.com/api-explorer/Management/latest/post/merchants/_merchantId_/paymentMethodSettings#request-wechatpay_pos).                                                                                                                                                                                        |
|                                                                   |                        |                                                                                                                                                                                                                                                         |                                                                                                                       |                                                                                                                                                                                                                                                                                                                                                         |

[]()1 This payment method does not support aggregated acquiring accounts for payment facilitators. This means that you must create business lines and stores in your merchant account for the users that want to accept it.

## Next steps

[Management API](/platforms/payment-methods/api/)

[Request and manage payment methods using the Management API](/platforms/payment-methods/api/)

[Customer Area](/platforms/payment-methods/customer-area/)

[Request and manage payment methods in your Customer Area](/platforms/payment-methods/customer-area/)
