---
title: "Get financing offers"
description: "Get personalized financing offers that you can present to your users."
url: "https://docs.adyen.com/capital/get-grant-offers"
source_url: "https://docs.adyen.com/capital/get-grant-offers.md"
canonical: "https://docs.adyen.com/capital/get-grant-offers"
last_modified: "2026-06-01T15:33:15+02:00"
language: "en"
---

# Get financing offers

Get personalized financing offers that you can present to your users.

[View source](/capital/get-grant-offers.md)

**Limited availability**\
Variable repayment terms (90, 180, and 360 days) for financing offers are currently in a pilot phase. To request access, reach out to your Adyen contact.

***

Adyen conducts a proactive risk assessment for each user based on their processed payment volume before offering business financing. This process results in personalized financing offers.

When integrating Capital into your platform, you can choose how to get and present financing offers in your user interface (UI). Select the option that best fits your needs and refer to the relevant implementation guide.

* **Dynamic financing offers**: Allow users to select a financing amount within a specified range. Based on their processing history, users may receive up to three dynamic offers, with one offer created for each available repayment term: 90, 180, and 360 days. You can use data from dynamic offers, for example, to implement a slider for selecting the financing amount and a dropdown or buttons for selecting the repayment term.
* **Static financing offers**: Present users with a list of fixed financing amounts. Based on their processing history, users may receive up to nine offers, with three offers created for each available repayment term: 90, 180, and 360 days. You can use data from static offers, for example, to implement a dropdown or buttons for selecting predefined amount-term combinations.

*Example*\
Suppose a user qualifies for up to EUR 25,000 with 90- and 180-day repayment terms.

* With dynamic offers, they receive two offers with the amount ranges: from EUR 500 to EUR 12,800 for 90 days and from EUR 500 to EUR 25,000 for 180 days.\
  The user selects a repayment term and any amount within the applicable range. This provides flexibility, though the maximum amount depends on the chosen term.
* With static offers, they receive six offers with the fixed amounts: EUR 6,784, EUR 10,240, and EUR 12,800 for 90 days, as well as EUR 13,250, EUR 20,000, and EUR 25,000 for 180 days.\
  The user selects from predefined amount-term combinations and cannot request an amount in between.

## Next steps

[Get dynamic offers](/capital/get-grant-offers/dynamic-offers/)

[Learn how to get dynamic offers with flexible financing amounts and repayment terms for your users.](/capital/get-grant-offers/dynamic-offers/)

[Get static offers](/capital/get-grant-offers/static-offers/)

[Learn how to get static offers with fixed financing amounts and repayment terms for your users.](/capital/get-grant-offers/static-offers/)
