---
title: "Transfer statement description"
description: "Learn about ."
url: "https://docs.adyen.com/payouts/payout-service/getting-paid/transfer-statement"
source_url: "https://docs.adyen.com/payouts/payout-service/getting-paid/transfer-statement.md"
canonical: "https://docs.adyen.com/payouts/payout-service/getting-paid/transfer-statement"
last_modified: "2026-06-01T15:33:15+02:00"
language: "en"
---

# Transfer statement description

Learn about .

[View source](/payouts/payout-service/getting-paid/transfer-statement.md)

A statement description is the text that you see on your bank statements when you receive payouts. This helps you to identify the payout. Adyen passes the description that you provide to the recipient bank. Most banks show this description in the statement.

In some regions, banks combine the description and reference for beneficiary in a single field. This means that the number of characters visible in bank statements apply to both the description and reference for beneficiary combined. For example, consider a transfer request with the following values:

* `description`: Payment for service - June 30
* `referenceForBeneficiary`: PaymentFromYourCompanyName

In this case, the information appears in the bank statement as follows:

* Payment for service - June 30 PaymentFromYourCompanyName

If the length of the text exceeds the character limit of the bank statement, the text is truncated.

You can configure default descriptions by reaching out to our [Support Team](https://ca-test.adyen.com/ca/ca/contactUs/support.shtml?form=other). You can override the default description when you make a transfer request.

### Character limits

The following tables show the character limits for each combination of currency and priority that Adyen supports.

### Tab: Europe

#### Bulgaria

| Currency | Payout priority | API field name            | Allowed characters                             | Maximum number of characters | Number of characters visible on statements |
| -------- | --------------- | ------------------------- | ---------------------------------------------- | ---------------------------- | ------------------------------------------ |
| BGN      | regular         | `description`             | \[A-Z] \[a-z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 35                                         |
|          |                 | `referenceForBeneficiary` | \[A-Z] \[a-z] \[0-9]                           | 80                           | 35                                         |
| BGN      | wire            | `description`             | \[A-Z] \[a-z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 140                                        |
|          |                 | `referenceForBeneficiary` | \[A-Z] \[a-z] \[0-9]                           | 80                           | 140                                        |

#### Czech Republic

| Currency | Payout priority | API field name            | Allowed characters                             | Maximum number of characters | Number of characters visible on statements |
| -------- | --------------- | ------------------------- | ---------------------------------------------- | ---------------------------- | ------------------------------------------ |
| CZK      | regular         | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 140                                        |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 140                                        |
| CZK      | wire            | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 140                                        |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 140                                        |

#### Denmark

| Currency | Payout priority | API field name            | Allowed characters                                    | Maximum number of characters | Number of characters visible on statements |
| -------- | --------------- | ------------------------- | ----------------------------------------------------- | ---------------------------- | ------------------------------------------ |
| DKK      | regular         | `description`             | \[a-z] \[A-Z] \[0-9] / - ? ( ) . , = ! % & \* ; Space | 140                          | 70                                         |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                                  | 80                           | 70                                         |
| DKK      | wire            | `description`             | \[a-z] \[A-Z] \[0-9] / - ? ( ) . , = ! % & \* ; Space | 140                          | 140                                        |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                                  | 80                           | 140                                        |

#### Hungary

| Currency | Payout priority | API field name            | Allowed characters                             | Maximum number of characters | Number of characters visible on statements |
| -------- | --------------- | ------------------------- | ---------------------------------------------- | ---------------------------- | ------------------------------------------ |
| HUF      | regular         | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 20                                         |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 20                                         |

#### Norway

| Currency | Payout priority | API field name            | Allowed characters                                    | Maximum number of characters | Number of characters visible on statements |
| -------- | --------------- | ------------------------- | ----------------------------------------------------- | ---------------------------- | ------------------------------------------ |
| NOK      | regular         | `description`             | \[a-z] \[A-Z] \[0-9] / - ? ( ) . , = ! % & \* ; Space | 140                          | 25                                         |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                                  | 80                           | 25                                         |
| NOK      | wire            | `description`             | \[a-z] \[A-Z] \[0-9] / - ? ( ) . , = ! % & \* ; Space | 140                          | 140                                        |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                                  | 80                           | 140                                        |

#### Poland

| Currency | Payout priority | API field name            | Allowed characters                                    | Maximum number of characters | Number of characters visible on statements                                                                      |
| -------- | --------------- | ------------------------- | ----------------------------------------------------- | ---------------------------- | --------------------------------------------------------------------------------------------------------------- |
| PLN      | regular         | `description`             | \[a-z] \[A-Z] \[0-9] / - ? ( ) . , = ! % & \* ; Space | 140                          | 0 Adyen accepts a description in the transfer request, but it does not appear in bank statements.               |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                                  | 80                           | 0 Adyen accepts a reference for beneficiary in the transfer request, but it does not appear in bank statements. |
| PLN      | wire            | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space        | 140                          | 140                                                                                                             |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                                  | 80                           | 140                                                                                                             |

#### Romania

| Currency | Payout priority | API field name            | Allowed characters                             | Maximum number of characters | Number of characters visible on statements |
| -------- | --------------- | ------------------------- | ---------------------------------------------- | ---------------------------- | ------------------------------------------ |
| RON      | regular         | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 70                                         |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 70                                         |
| RON      | wire            | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 140                                        |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 140                                        |

#### Single Euro Payments Area (SEPA)

| Currency | Payout priority | API field name            | Allowed characters                             | Maximum number of characters | Number of characters visible on statements |
| -------- | --------------- | ------------------------- | ---------------------------------------------- | ---------------------------- | ------------------------------------------ |
| EUR      | regular         | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 140                                        |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 35                                         |
| EUR      | wire            | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 140                                        |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 35                                         |
| EUR      | instant         | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 140                                        |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 0                                          |

#### Sweden

| Currency | Payout priority | API field name            | Allowed characters                             | Maximum number of characters | Number of characters visible on statements |
| -------- | --------------- | ------------------------- | ---------------------------------------------- | ---------------------------- | ------------------------------------------ |
| SEK      | regular         | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 11                                         |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 11                                         |
| SEK      | wire            | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 35                                         |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 35                                         |

#### Switzerland

| Currency | Payout priority | API field name            | Allowed characters                             | Maximum number of characters | Number of characters visible on statements                                                                      |
| -------- | --------------- | ------------------------- | ---------------------------------------------- | ---------------------------- | --------------------------------------------------------------------------------------------------------------- |
| CHF      | regular         | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 85                                                                                                              |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 0 Adyen accepts a reference for beneficiary in the transfer request, but it does not appear in bank statements. |
| CHF      | wire            | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 60                                                                                                              |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 0 Adyen accepts a reference for beneficiary in the transfer request, but it does not appear in bank statements. |

#### United Kingdom

| Currency | Payout priority | API field name            | Allowed characters                                                    | Maximum number of characters | Number of characters visible on statements |
| -------- | --------------- | ------------------------- | --------------------------------------------------------------------- | ---------------------------- | ------------------------------------------ |
| GBP      | regular         | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + # = ! " % & \* ; { } @ Space | 140                          | 140                                        |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                                                  | 80                           | 18                                         |
| GBP      | wire            | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space                        | 140                          | 16                                         |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                                                  | 80                           | 16                                         |
| GBP      | fast            | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space                        | 140                          | 140                                        |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                                                  | 80                           | 140                                        |

### Tab: North America

#### Canada

| Currency | Payout priority | API field name            | Allowed characters                             | Maximum number of characters | Number of characters visible on statements |
| -------- | --------------- | ------------------------- | ---------------------------------------------- | ---------------------------- | ------------------------------------------ |
| CAD      | regular         | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 12                                         |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 12                                         |
| USD      | regular         | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 12                                         |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 12                                         |

#### United States

| Currency | Payout priority | API field name            | Allowed characters                             | Maximum number of characters | Number of characters visible on statements |
| -------- | --------------- | ------------------------- | ---------------------------------------------- | ---------------------------- | ------------------------------------------ |
| USD      | regular         | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 30                                         |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 15                                         |
| USD      | wire            | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 140                                        |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 16                                         |
| USD      | fast            | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 30                                         |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 15                                         |
| USD      | instant         | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 140                                        |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 16                                         |

### Tab: Asia Pacific

#### Australia

| Currency | Payout priority | API field name            | Allowed characters                             | Maximum number of characters | Number of characters visible on statements |
| -------- | --------------- | ------------------------- | ---------------------------------------------- | ---------------------------- | ------------------------------------------ |
| AUD      | regular         | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . ,' + Space  | 140                          | 18                                         |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 18                                         |
| AUD      | wire            | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 35                                         |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 35                                         |
| AUD      | fast            | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 280 (Adyen accepts a maximum of 140)       |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 280 (Adyen accepts a maximum of 140)       |

#### Hong Kong

| Currency | Payout priority | API field name            | Allowed characters                             | Maximum number of characters | Number of characters visible on statements |
| -------- | --------------- | ------------------------- | ---------------------------------------------- | ---------------------------- | ------------------------------------------ |
| HKD      | regular         | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . ,' + Space  | 140                          | 18                                         |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 18                                         |
| HKD      | wire            | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 140                                        |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 140                                        |
| USD      | wire            | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 140                                        |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 140                                        |

#### New Zealand

| Currency | Payout priority | API field name            | Allowed characters                             | Maximum number of characters | Number of characters visible on statements |
| -------- | --------------- | ------------------------- | ---------------------------------------------- | ---------------------------- | ------------------------------------------ |
| NZD      | regular         | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . ,' + Space  | 140                          | 35                                         |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 35                                         |
| NZD      | wire            | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 140                                        |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 140                                        |

#### Singapore

| Currency | Payout priority | API field name            | Allowed characters                             | Maximum number of characters | Number of characters visible on statements                                                                      |
| -------- | --------------- | ------------------------- | ---------------------------------------------- | ---------------------------- | --------------------------------------------------------------------------------------------------------------- |
| SGD      | regular         | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . ,' + Space  | 140                          | 18                                                                                                              |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 18                                                                                                              |
| SGD      | wire            | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 0 Adyen accepts a description in the transfer request, but it does not appear in bank statements.               |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 0 Adyen accepts a reference for beneficiary in the transfer request, but it does not appear in bank statements. |
| SGD      | fast            | `description`             | \[a-z] \[A-Z] \[0-9] / - ? : ( ) . , ' + Space | 140                          | 140                                                                                                             |
|          |                 | `referenceForBeneficiary` | \[a-z] \[A-Z] \[0-9]                           | 80                           | 140                                                                                                             |
