---
title: "Affirm"
description: "Accept Affirm payments in Canada, the UK, and the US."
url: "https://docs.adyen.com/payment-methods/affirm"
source_url: "https://docs.adyen.com/payment-methods/affirm.md"
canonical: "https://docs.adyen.com/payment-methods/affirm"
last_modified: "2022-12-05T15:22:00+01:00"
language: "en"
---

# Affirm

Accept Affirm payments in Canada, the UK, and the US.

[View source](/payment-methods/affirm.md)

![Affirm logo](/user/pages/docs/08.payment-methods/06.affirm/affirm.svg?decoding=auto\&fetchpriority=auto)  **Read more**

Learn more about Affirm on [adyen.com](https://www.adyen.com/payment-methods/affirm).

[Affirm](https://www.affirm.com/) is a leading Buy Now, Pay Later (BNPL) solution that allows shoppers in the US, Canada, and the UK to pay for purchases in installments with full transparency and no late or hidden fees. Affirm is trusted across diverse industries, from everyday purchases to high-ticket purchases: Affirm's cart sizes range in the US from USD35 to USD30 000, and in Canada from CAD50 to CAD30 000, with terms of up to 24 months.

By integrating Affirm through Adyen, you can provide flexible payment terms that drive business growth while Affirm handles the credit risk and pays you upfront.

| Payment type      | Payment flow | Countries  | Currencies    | [Recurring](/online-payments/tokenization) | [Refunds](/online-payments/refund)                           | [Partial refunds](/online-payments/refund/#refund-a-payment) | [Multiple partial refunds](/online-payments/refund)          | [Separate captures](/online-payments/capture)                | [Partial captures](/online-payments/capture/#partial-capture) | [Multiple partial captures](/online-payments/capture/#multiple-partial-captures) | [Chargebacks](/risk-management/chargeback-guidelines) |
| ----------------- | ------------ | ---------- | ------------- | ------------------------------------------ | ------------------------------------------------------------ | ------------------------------------------------------------ | ------------------------------------------------------------ | ------------------------------------------------------------ | ------------------------------------------------------------- | -------------------------------------------------------------------------------- | ----------------------------------------------------- |
| Buy Now Pay Later | Redirect     | CA, GB, US | CAD, GBP, USD | ![x](/user/data/smileys/emoji/x.png)       | ![checkmark](/user/data/smileys/emoji/white_check_mark.png)  | ![checkmark](/user/data/smileys/emoji/white_check_mark.png)  | ![checkmark](/user/data/smileys/emoji/white_check_mark.png)  | ![checkmark](/user/data/smileys/emoji/white_check_mark.png)  | ![checkmark](/user/data/smileys/emoji/white_check_mark.png)   | ![checkmark](/user/data/smileys/emoji/white_check_mark.png)                      | ![x](/user/data/smileys/emoji/x.png) See note         |

## Why offer Affirm?

* **Increase Average Order Value (AOV)**: Merchants see an average 70% lift in AOV when offering Affirm.
* **Drive conversion**: Providing flexible installment options can lead to a 20–30% increase in conversion rates.
* **Access a Loyal Network**: Reach Affirm's massive network of 64 million consumers, where 96% of transactions come from repeat users.

## Financing packages

Adyen supports three Affirm financing packages (price plans) tailored to your business model and margin requirements. All programs support cart sizes in the US from USD35 to USD30 000, and in Canada from CAD50 to CAD30 000.

| Program       | Description                                                                                                                                                                                                                                                                                                                                | Customer Terms                                                                                                | APR Range                                                                                 | Cart sizes        |
| ------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | ------------------------------------------------------------------------------------------------------------- | ----------------------------------------------------------------------------------------- | ----------------- |
| **Core**      | Affirm's Core financing program enables customers to make purchases aligned with their monthly budget through interest-bearing pay-over-time options ranging from 3 to 24 months. It supports both smaller and larger purchase amounts.                                                                                                    | 3–24 months (Interest bearing installments only)                                                              | 10% – 36%                                                                                 | 35-30K [3](#sups) |
| **Standard**  | Affirm's Standard financing program includes Pay in 4[1](#sups), which gives customers the option to split purchases into four interest-free, bi-weekly payments for smaller purchases. It also includes interest-bearing monthly installments[2](#sups) ranging from 3 to 24 months, providing flexibility for larger cart sizes.         | Pay in 4[1](#sups) + interest-bearing monthly installments[2](#sups)                                          | 10% – 36%                                                                                 | 35-30K [3](#sups) |
| **Signature** | Affirm's Signature financing program expands on Standard by offering additional interest-free options, including 0% APR at 3- and 6-month terms, alongside Pay in 4[1](#sups) for smaller purchases. Interest-bearing monthly installments[2](#sups) of up to 24 months remain available for customers who prefer longer-term flexibility. | 0% APR Interest up to 6 months + Pay in 4[1](#sups) at 0% + 6 weeks – 24 months interest bearing installments | 0% for Pay in 4[1](#sups) and 3-6 month terms 10% – 36% for interest bearing installments | 35-30K [3](#sups) |

1**Pay in 4**: Shoppers split their purchase into four interest-free, bi-weekly payments.\
2**Monthly Installments**: Shoppers choose longer-term monthly payments (up to 24 months). Depending on your chosen program, these can be interest-bearing or 0% APR.\
3**Cart sizes**: US: $35-$30 000, and Canada: $50-$30 000.

If no price plan (`pricePlan`) is selected, your MID defaults to the Core package.

Visit the Adyen website for more information on [pricing](https://www.adyen.com/payment-methods/affirm).

## How it works

1. The shopper selects Affirm at checkout and is redirected to the Affirm portal.
2. The shopper goes through a real-time eligibility check (this does not affect their credit score).
3. If approved, you can capture the full amount (minus fees) upfront.
4. Affirm manages the collection of all future payments from the shopper, alleviating you of repayment risk.

## How do you want to integrate?

[![This is the web icon.](/user/pages/reuse/image-library/01.icons/web/web.svg?decoding=auto\&fetchpriority=auto)](/payment-methods/affirm/web)

###### [Web](/payment-methods/affirm/web)

[Use our pre-built UI solutions to add Affirm to your website.](/payment-methods/affirm/web)

[![This is the iOS icon.](/user/pages/reuse/image-library/01.icons/ios/ios.svg?decoding=auto\&fetchpriority=auto)](/payment-methods/affirm/ios)

###### [iOS](/payment-methods/affirm/ios)

[Use our pre-built UI solutions to add Affirm to your iOS app.](/payment-methods/affirm/ios)

[![This is the API only icon.](/user/pages/reuse/image-library/01.icons/api-only/checkout-api-only.svg?decoding=auto\&fetchpriority=auto)](/payment-methods/affirm/api-only)

###### [API only](/payment-methods/affirm/api-only)

[Build your own UI for Affirm in your website, iOS or Android app.](/payment-methods/affirm/api-only)
