---
title: "Payment methods"
description: "Accept global and popular local payment methods with your Terminal API integration."
url: "https://docs.adyen.com/point-of-sale/what-we-support/payment-methods"
source_url: "https://docs.adyen.com/point-of-sale/what-we-support/payment-methods.md"
canonical: "https://docs.adyen.com/point-of-sale/what-we-support/payment-methods"
last_modified: "2022-12-27T13:52:00+01:00"
language: "en"
---

# Payment methods

Accept global and popular local payment methods with your Terminal API integration.

[View source](/point-of-sale/what-we-support/payment-methods.md)

##### Using our Standalone solution?

Our [Standalone terminals](/point-of-sale/standalone) supports credit and debit cards, and wallet payment methods.

Adyen payment terminals support popular local and global payment methods. When customers use a payment method from another country/region, the terminal automatically switches to the corresponding language and shows a UI your customers understand.

Here we give an overview of the payment methods you can accept with a [Terminal API](/point-of-sale/design-your-integration/choose-your-architecture) integration:

* [Credit and debit cards](#credit-and-debit-cards)
* [NFC wallets](#nfc-wallets)
* [Wallet passes](#nfc-passes)
* [QR code wallets](#qr-code-wallets)
* [One-time numeric code](#one-time-numeric-code)
* [Prepaid and gift cards](#gift-cards)

| Requirement          | Description                                                                                                    |
| -------------------- | -------------------------------------------------------------------------------------------------------------- |
| **Integration type** | The information on this page is relevant for building a point-of-sale integration with the Adyen Terminal API. |

## Credit and debit cards

The [payment flow](/point-of-sale/basic-tapi-integration/make-a-payment) is the same for all credit and debit cards. Debit cards in the US support a "front-of-card" global network like Visa, Mastercard, or Discover, and one or more "back-of-card" networks collectively known as US Debit.

We support the following credit and debit card brands:

| Payment method      | Payment type            | Referenced refund                                                                           | Unreferenced refund                                                                         | Chargeback                                                                                  | Countries/regions |
| ------------------- | ----------------------- | ------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------- | ----------------- |
| Accel               | US Debit                | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | US                |
| Alliance Data (ADS) | Credit card             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | US                |
| American Express    | Credit card             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | International     |
| Bancontact          | Debit card              | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | International     |
| BankAxept           | Debit card              | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | NO                |
| Cartes Bancaires    | Credit card, Debit card | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | FR                |
| China UnionPay      | Credit card, Debit card | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | International     |
| Dankort             | Debit card              | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | DK                |
| Diners              | Credit card             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | International     |
| Discover            | Credit card             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | International     |
| eftpos              | Debit card              | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | AU                |
| elo                 | Credit card, Debit card | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | BR                |
| girocard            | Debit card              | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | Eurozone          |
| Hipercard           | Credit card             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | BR                |
| Interac             | Debit card              | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | CA                |
| JCB                 | Credit card, Debit card | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | International     |
| Maestro             | Debit card              | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | International     |
| Maestro USA         | US Debit                | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | not recommended                                                                             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | US                |
| Mastercard          | Credit card             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | International     |
| Debit Mastercard    | Debit card              | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | International     |
| NYCE                | US Debit                | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | US                |
| PULSE               | US Debit                | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | US                |
| STAR                | US Debit                | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | US                |
| Visa                | Credit card             | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | International     |
| Visa Debit          | Debit card              | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | International     |
| V Pay               | Debit card              | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | Europe            |

It is not possible to make [unreferenced refunds](/point-of-sale/basic-tapi-integration/refund-payment/unreferenced) in Brazil and Mexico. To refund a payment in these countries/regions you must make a [referenced refund](/point-of-sale/basic-tapi-integration/refund-payment/referenced).

girocard allows offline EMV payments even when this is not enabled for your account. Settlement is guaranteed in these cases, but your integration must be able to handle [offline payments](/point-of-sale/offline-payment#offline-transaction-response).

### Card entry methods

Our terminals support reading the card using either EMV chip, contactless through Near Field Communication (NFC), or magnetic swipe. If all these card entry methods fail, you can manually enter the card details (see [Manual Key Entry (MKE)](/point-of-sale/enter-payment-manually) and [Mail order/Telephone Order (MOTO)](/point-of-sale/mail-and-telephone-order-moto)).

However, certain local card schemes decline transactions where the card details were obtained by magnetic swipe or entered manually. This is the case for:

* Bancontact
* BankAxept
* Cartes Bancaires
* Dankort
* girocard
* Interac

### Cardholder verification

Credit and debit cards can require a cardholder verification method (CVM) when used in a payment terminal. Verification is commonly with a personal identification number (PIN) or shopper signature. Support of all CVMs does not require any additional integration effort. For more information, see [Cardholder verification methods](/point-of-sale/cardholder-verification-methods).

### Co-badged cards

Co-badged cards support multiple payment methods, usually a local card scheme for domestic payments and a global card scheme for international payments. There are also prepaid cards in combination with a global card scheme.

When the shopper presents a co-badged card, we apply rules to automatically select the most suitable payment method on the card. You can customize some of these rules, and it is always possible to manually select a payment method for a specific transaction. For details and instructions, see [Card application selection](/point-of-sale/aid-selection-rules).

## NFC wallets

![Apple Pay](/user/pages/docs/03.point-of-sale/01.what-we-support/03.payment-methods/applepay.svg?decoding=auto\&fetchpriority=auto)    ![Google Pay](/user/pages/docs/03.point-of-sale/01.what-we-support/03.payment-methods/paywithgoogle.svg?decoding=auto\&fetchpriority=auto)![Samsung Pay](/user/pages/docs/03.point-of-sale/01.what-we-support/03.payment-methods/samsungpay.svg?decoding=auto\&fetchpriority=auto)

An NFC wallet is a mobile wallet app that lets shoppers link their credit or debit card (bank account) to the mobile wallet, and make payments with those cards through a payment service which is integrated with the app. For example, the Wallet app from Apple is integrated with the Apple Pay service. The payment terminal communicates with the mobile wallet through the near field communication (NFC) chip in the shopper's phone or smartwatch.

Adyen-supplied payment terminals support the following NFC wallet payment methods:

| Payment method | Payment type | Referenced refund                                                                           | Unreferenced refund                                                                         | Chargeback                                                                                  | Countries/regions |
| -------------- | ------------ | ------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------- | ----------------- |
| Apple Pay      | NFC wallet   | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | International     |
| Google Pay     | NFC wallet   | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | International     |
| Samsung Pay    | NFC wallet   | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | International     |

Because the mobile wallet is linked to the shopper's credit or debit card, making NFC wallet payments is essentially the same as making a card payment:

1. You [initiate a payment](/point-of-sale/basic-tapi-integration/make-a-payment#make-a-payment) like you usually do.
2. The shopper presents their smartphone or smartwatch to the terminal.
3. The shopper verifies the payment on their device. The device may ask the shopper for their PIN or password, or for biometric authentication through fingerprint or facial recognition.
4. If the payment is successful, the terminal display shows the payment is approved. In a Terminal API integration, you [receive the payment result](/point-of-sale/basic-tapi-integration/make-a-payment#payment-response), as you would receive the result of a card payment.

## Wallet passes

Apart from credit and debit cards, customers can also keep other digital passes in their NFC wallet, such as loyalty cards, vouchers, and tickets. You can create your own NFC-enabled wallet pass and tie this in with your loyalty program. When the customer has your pass in their NFC wallet, you can accept it when the shopper makes a point-of-sale payment. For instructions see [Wallet passes](/point-of-sale/loyalty/wallet-passes).

At the moment, we support:

* Apple Wallet passes

## QR code wallets

![Affirm](/user/pages/docs/03.point-of-sale/01.what-we-support/03.payment-methods/affirm.svg?decoding=auto\&fetchpriority=auto)![Alipay](/user/pages/docs/03.point-of-sale/01.what-we-support/03.payment-methods/alipay.svg?decoding=auto\&fetchpriority=auto)![Atome](/user/pages/docs/03.point-of-sale/01.what-we-support/03.payment-methods/atome.svg?decoding=auto\&fetchpriority=auto)\
![GrabPay](/user/pages/docs/03.point-of-sale/01.what-we-support/03.payment-methods/grabpay_MY.svg?decoding=auto\&fetchpriority=auto)![(IRIS)](/user/pages/docs/03.point-of-sale/01.what-we-support/03.payment-methods/iris.svg?decoding=auto\&fetchpriority=auto) ![PayMe](/user/pages/docs/03.point-of-sale/01.what-we-support/03.payment-methods/payme.svg?decoding=auto\&fetchpriority=auto)![PayNow](/user/pages/docs/03.point-of-sale/01.what-we-support/03.payment-methods/paynow.svg?decoding=auto\&fetchpriority=auto)\
![PayPay](/user/pages/docs/03.point-of-sale/01.what-we-support/03.payment-methods/paypay.svg?decoding=auto\&fetchpriority=auto)![PIX](/user/pages/docs/03.point-of-sale/01.what-we-support/03.payment-methods/pix.svg?decoding=auto\&fetchpriority=auto)![Rakuten Pay](/images/4/7/d/3/9/47d3932d2466520eb87ce01033fb5f22147fbaa9-rakutenpay.png)![Swish](/user/pages/docs/03.point-of-sale/01.what-we-support/03.payment-methods/swish.svg?decoding=auto\&fetchpriority=auto)\
![TWINT](/user/pages/docs/03.point-of-sale/01.what-we-support/03.payment-methods/twint.svg?decoding=auto\&fetchpriority=auto)![WeChatPay](/user/pages/docs/03.point-of-sale/01.what-we-support/03.payment-methods/wechatpay.svg?decoding=auto\&fetchpriority=auto)![Zip](/user/pages/docs/03.point-of-sale/01.what-we-support/03.payment-methods/zip.svg?decoding=auto\&fetchpriority=auto)

When shoppers have installed a QR code wallet app on their phone and linked the app to their credit or debit card (bank account), they can make in-person payments by exchanging a QR code. Either the shopper uses the app on their phone to scan the QR code shown on the terminal and then verifies the payment using the app, or the shopper launches a QR code from the wallet app on their phone, and you scan this with a barcode scanner to pass the QR code data in a payment request.\
For more information, see [QR code payments](/point-of-sale/qr-code-wallets).

We support the following QR code wallet payment methods:

| Payment method                                                    | Payment type   | Referenced refund                                                                           | Unreferenced refund                          | Chargeback                                                                                  | Countries/regions |
| ----------------------------------------------------------------- | -------------- | ------------------------------------------------------------------------------------------- | -------------------------------------------- | ------------------------------------------------------------------------------------------- | ----------------- |
| Affirm                                                            | QR code wallet | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | US                |
| Alipay                                                            | QR code wallet | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | International     |
| Alipay+                                                           | QR code wallet | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | International     |
| Atome                                                             | QR code wallet | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | HK, MY, SG        |
| GrabPay                                                           | QR code wallet | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | MY, SG            |
| IRIS [(requires onboarding with a Greek bank)](#local-onboarding) | QR code wallet | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | ![-x-](/user/data/smileys/emoji/x.png "-x-") | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | Greece            |
| PayMe                                                             | QR code wallet | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | HK                |
| PayNow                                                            | QR code wallet | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | SG                |
| PayPay                                                            | QR code wallet | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | JP                |
| PIX                                                               | QR code wallet | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | BR                |
| Rakuten Pay                                                       | QR code wallet | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | JP                |
| Swish                                                             | QR code wallet | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | SE                |
| TWINT                                                             | QR code wallet | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | CH                |
| WeChat Pay                                                        | QR code wallet | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | International     |
| Zip                                                               | QR code wallet | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | AU                |

#### Supported flows

Affirm, Atome, Iris, PayMe, PayNow, PayPay, PIX, Rakuten Pay, TWINT, and Zip only support the [merchant-presented flows](/point-of-sale/qr-code-wallets#qr-code-payment-flows).

#### Refunds

GrabPay allows full referenced refunds, but no partial referenced refunds.\
For IRIS, we currently do not support refunds or cancellations. IRIS refunds and cancellations must be handled through your acquirer bank.

#### Local onboarding

Currently, you can only use IRIS with Adyen as a [payment gateway](/get-started-with-adyen/adyen-glossary#payment-gateway). This means you need onboard with a [Greek bank that supports IRIS's services](https://www.dias.com.gr/en/services/iris-payments/). Familiarize yourself with the [onboarding process](https://help.adyen.com/updates/mandatory-acceptance-of-iris-instant-payments).

## One-time numeric code

The customer generates a unique, single-use numeric code with their bank or payment app. They enter this\
code on the payment terminal to authorize the transaction. Such a payment can be initiated by your store staff from the POS app or by the shopper on the terminal.\
For more information, see [one-time numeric code payments](/point-of-sale/alternative-payment-methods/otc-digit-based-payments).

We support the following one-time numeric code payment methods:

| Payment method | Payment type          | Referenced refund                                                                           | Unreferenced refund                          | Chargeback                                   | Countries/regions |
| -------------- | --------------------- | ------------------------------------------------------------------------------------------- | -------------------------------------------- | -------------------------------------------- | ----------------- |
| BLIK           | One-time numeric code | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | PL                |

## Prepaid and gift cards

Terminal API integrations support payments from [gift cards](/point-of-sale/gift-cards-terminal-api) issued by popular global gift card providers, as well as payments from other types of prepaid cards.

In addition to accepting payments with gift cards, you can also query the balance of a gift card, load credit to the gift card, refund returned merchandise, provide cash back, and more.

| Payment method                                                                                                                                                | Payment type | Referenced refund                                                                           | Unreferenced refund                                                                         | Chargeback                                   | Countries/regions |
| ------------------------------------------------------------------------------------------------------------------------------------------------------------- | ------------ | ------------------------------------------------------------------------------------------- | ------------------------------------------------------------------------------------------- | -------------------------------------------- | ----------------- |
| Givex                                                                                                                                                         | Gift card    | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | International     |
| Intersolve See the [gift card overview](/payment-methods/gift-cards#supported-gift-cards) for a selection of the gift cards that can go over this connection. | Gift card    | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | International     |
| Stored Value Solutions (SVS)                                                                                                                                  | Gift card    | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | International     |
| Fiserv (formerly ValueLink)                                                                                                                                   | Gift card    | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-white\_check\_mark-](/user/data/smileys/emoji/white_check_mark.png "-white_check_mark-") | ![-x-](/user/data/smileys/emoji/x.png "-x-") | International     |
| [Meal and food vouchers under the PAT program](/point-of-sale/alternative-payment-methods/brazil-vouchers)                                                    | Prepaid card | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | ![-x-](/user/data/smileys/emoji/x.png "-x-")                                                | ![-x-](/user/data/smileys/emoji/x.png "-x-") | BR                |

We also support gift cards from key local gift card providers in Denmark, France, the Netherlands, Norway, Sweden, and the United Kingdom. You can process payments with these gift cards, but no other operations.

## Chargeback risk

A chargeback is when the issuing bank collects funds back from you on behalf of a cardholder.

**Non-fraud chargebacks** for point-of-sale transactions go through a dispute flow similar to that for ecommerce. Refer to [Understanding and defending disputes](/risk-management/understanding-disputes).

**Fraud chargebacks** shouldn't happen for point of sale transactions that are considered secure. Whether a transaction is considered secure, depends on the card entry method and cardholder verification method (CMV) used. From highest to lowest security, this refers to:

* EMV chip and PIN
* EMV chip and signature
* Magnetic swipe reader and PIN
* Magnetic swipe reader and signature

With these secure transactions, the liability for fraud chargebacks shifts from you to the issuing bank.

The situation is quite different with point-of-sale transactions that are considered insecure:

* [Offline transactions](/point-of-sale/offline-payment)
* [Manual keyed entry](/point-of-sale/enter-payment-manually) of the card details

With these insecure transactions, there is no liability shift. This means you are fully liable for fraud chargebacks.

## Payment methods in Mobile solutions

The Mobile solutions do not support all payment methods mentioned above.\
For the latest status, see [Tap to Pay and card reader](/point-of-sale/ipp-mobile#supported-payment-methods).

## Next steps

[required](/point-of-sale/what-we-support/payment-methods/add-payment-methods)

[Request payment methods](/point-of-sale/what-we-support/payment-methods/add-payment-methods)

[Learn how to request a payment method in your Customer Area.](/point-of-sale/what-we-support/payment-methods/add-payment-methods)

[Manage payment methods](/point-of-sale/what-we-support/payment-methods/manage-payment-methods)

[Learn how to manage payment methods in your Customer Area.](/point-of-sale/what-we-support/payment-methods/manage-payment-methods)

[Make a payment](/point-of-sale/basic-tapi-integration/make-a-payment)

[Accept in-person card and NFC wallet payments.](/point-of-sale/basic-tapi-integration/make-a-payment)
