---
title: "Payout to a bank account"
url: "https://docs.adyen.com/online-payments/online-payouts/payouts-to-a-bank-account"
source_url: "https://docs.adyen.com/online-payments/online-payouts/payouts-to-a-bank-account.md"
canonical: "https://docs.adyen.com/online-payments/online-payouts/payouts-to-a-bank-account"
last_modified: "2026-06-01T15:33:14+02:00"
language: "en"
---

# Payout to a bank account

[View source](/online-payments/online-payouts/payouts-to-a-bank-account.md)

We are no longer accepting new integrations with the [Payout API](https://docs.adyen.com/api-explorer/Payout/latest/overview); use the [Transfers API](https://docs.adyen.com/api-explorer/transfers/latest/overview) instead. With the Transfers API, you can:

* Handle multiple payout use cases with a single API.
* Use new payout functionalities, such as instant payouts.
* Receive webhooks with more details and defined transfer states.

If you are:

* Building a new integration, refer to [Pay out to bank accounts](/payouts/payout-service/pay-out-to-bank-accounts/) to integrate with the Transfers API.
* Already integrated with the Payout API, reach out to your Adyen contact for information on how to migrate to the Transfers API.

To submit a payout to a bank account, make a  [/storeDetailAndSubmitThirdParty](https://docs.adyen.com/api-explorer/Payout/latest/post/storeDetailAndSubmitThirdParty) request. The required fields for a payout request depend on the country/region of the recipient's bank account.

For a list of supported countries/regions for bank payouts, refer to [Online payouts](/online-payments/online-payouts/#supported-countries).

## Payouts to SEPA locations

To make a payout to a bank account in the [Single Euro Payments Area (SEPA)](https://en.wikipedia.org/wiki/Single_Euro_Payments_Area), make a  [/storeDetailAndSubmitThirdParty](https://docs.adyen.com/api-explorer/Payout/latest/post/storeDetailAndSubmitThirdParty) request, and specify:

* `bank.countryCode`
* `bank.ownerName`
* `bank.iban`
* `shoppername.firstname` - Required for natural persons only.
* `shoppername.gender` - Required for natural persons only.
* `shoppername.lastname` - For companies and natural persons.
* `nationality`
* `dateOfBirth` - Required for natural persons only.
* `entityType`

```bash
curl https://pal-test.adyen.com/pal/servlet/Payout/v65/storeDetailAndSubmitThirdParty \
-H 'x-api-key: ADYEN_API_KEY' \
-H 'content-type: application/json' \
-d '{
   "amount":{
      "currency":"EUR",
      "value":500
   },
   "bank":{
    "countryCode": "NL",
    "ownerName": "S. Hopper",
    "iban": "NL13TEST0123456789"
   },
   "shopperName":{
      "firstName":"Simon",
      "gender":"MALE",
      "lastName":"Hopper"
   },
   "nationality":"NL",
   "dateOfBirth":"1982-07-17",
   "entityType":"NaturalPerson",
   "merchantAccount":"YOUR_MERCHANT_ACCOUNT",
   "recurring":{
      "contract":"PAYOUT"
   },
   "reference":"YOUR_REFERENCE",
   "shopperEmail":"s.hopper@company.com",
   "shopperReference":"YOUR_UNIQUE_SHOPPER_ID"
}'
```

## Payouts to the United States

To make a payout to a bank account in the United States, make a  [/storeDetailAndSubmitThirdParty](https://docs.adyen.com/api-explorer/Payout/latest/post/storeDetailAndSubmitThirdParty) request, and specify:

* `bank.countryCode`
* `bank.ownerName`
* `bank.bankAccountNumber`
* `bank.bankLocationId` (ABA-number)
* `bank.bankName`
* `bank.bankCity`
* `billingAddress.city`
* `billingAddress.street`
* `billingAddress.houseNumberOrName`
* `billingAddress.stateOrProvince`
* `billingAddress.postalCode`
* `billingAddress.country`

```bash
curl https://pal-test.adyen.com/pal/servlet/Payout/v65/storeDetailAndSubmitThirdParty \
-H 'x-api-key: ADYEN_API_KEY' \
-H 'content-type: application/json' \
-d '{
   "amount":{
      "currency":"USD",
      "value":1200
   },
   "bank":{
    "countryCode": "US",
    "ownerName": "S. Hopper",
    "bankAccountNumber": "123456789",
    "bankLocationId": "011000138",
    "bankName": "Wells Fargo",
    "bankCity": "New York"
   },
   "billingAddress": {
    "city": "New York",
    "street": "Populierenlaan",
    "houseNumberOrName": "121",
    "stateOrProvince": "MA",
    "postalCode": "01581",
    "country": "US"
   },
   "shopperEmail":"s.hopper@company.com",
   "merchantAccount":"YOUR_MERCHANT_ACCOUNT",
   "recurring":{
      "contract":"PAYOUT"
   },
   "reference":"YOUR_REFERENCE",
   "shopperReference":"YOUR_UNIQUE_SHOPPER_ID"
}'
```
