---
title: "Monthly and Daily finance reports"
description: "Use these reports to review payment activity for a given period."
url: "https://docs.adyen.com/reporting/closing-your-fiscal-period/monthly-and-daily-finance-report"
source_url: "https://docs.adyen.com/reporting/closing-your-fiscal-period/monthly-and-daily-finance-report.md"
canonical: "https://docs.adyen.com/reporting/closing-your-fiscal-period/monthly-and-daily-finance-report"
last_modified: "2026-06-01T15:33:16+02:00"
language: "en"
---

# Monthly and Daily finance reports

Use these reports to review payment activity for a given period.

[View source](/reporting/closing-your-fiscal-period/monthly-and-daily-finance-report.md)

The Monthly and Daily finance reports show an overview of your account balances and transactions. These reports show monetary amounts in your primary settlement currency. They are available in `.XLS`, `XLSX` and `.PDF` file types.

**Generating and downloading**: Get this report [manually](/reporting/manually-get-reports) or [automatically](/reporting/automatically-get-reports).

**Time zone**: CET time zone.

**Date range**: Select the date range of data included when you generate the report in your [Customer Area](https://ca-test.adyen.com/).

**Availability**: Available for [company accounts](/account/account-structure#company-account) and [merchant accounts](/account/account-structure#merchant-accounts).

## Sample

Download a [sample Monthly finance report](/reporting/closing-your-fiscal-period/monthly-and-daily-finance-report/SAMPLE_Monthly_finance_report.xls) or a [sample Daily finance report](/reporting/closing-your-fiscal-period/monthly-and-daily-finance-report/SAMPLE_Daily_finance_report.xls) for examples of the included data.

## Structure

There are a several sheets in this report, including:

* [Monthly or daily overview sheet](#overview-sheet)
* [Payment balance sheet](#payment-balance-sheet)
* [Merchant payout details sheet](#merchant-payout-details-sheet)

## Monthly or Daily overview sheet

This worksheet presents an overview of the finance report in two sections:

* [Summary section](#overview-summary-section)
* [Overview section](#overview-overview-section)

### Summary section

The first several lines in the report show a summary with the following information:

| Line name    | Description                                                                                                                                                                                                                                 |
| ------------ | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Account Type | Indicates the reporting level: either at merchant account, or company account level.Typical values are:- *MerchantAccount*, *Merchant* for merchant account level reports.
- *CompanyAccount*, *Company* for company account level reports. |
| Account Code | Indicates the specific company or merchant account the report has been requested for.                                                                                                                                                       |

### Overview section

Under the **Overview** header line, there's an overview of different amounts from the report's date range:

| Column name                               | Description                                                                                                                                             |
| ----------------------------------------- | ------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Adyen Settlement                          | Indicates the settled amount, in the primary settlement currency,.                                                                                      |
| External Settlement                       | Indicates the amount settled by a third party, in the primary settlement currency. This applies to transactions where Adyen is *not* in the money flow. |
| Total in *\[primary settlement currency]* | Indicates the total amount for the line item, in the primary settlement currency.                                                                       |

| **Line name**                                          | **Description**                                                                                                                                                                                                                                                                                                  |
| ------------------------------------------------------ | ---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Payments received on/in *\[ *period* ]*                | Total value of the payment requests received by the Adyen payments platform.                                                                                                                                                                                                                                     |
| Payments authorised on/in *\[ *period* ]*              | Total value of the authorised payments for the reporting period.                                                                                                                                                                                                                                                 |
| Amount sent for settle on/in *\[ *period* ]*           | Total value of the transactions with a *SentForSettle* status during the reporting period. By the end of the period some of these transactions may change their status to *Settled* or *CaptureFailed* , or remain in **SentForSettle*&#x20;*.                                                                   |
| Amount sent for refund on/in *\[ *period* ]*           | Value of the transactions with a *SentForRefund* status during the reporting period. By the end of the period some of these transactions may change their status to *Refunded* or *RefundFailed* , or remain in *SentForRefund* .                                                                                |
| Total amount paid out on/in *\[period]*                | Total amount of the transactions that were settled to your bank account during the reporting period.For a breakdown of how this figure was calculated, click the \[+] icon on the left side of the Excel sheet.The Total amount paid out on/in \[period] is not the sum of the previous four rows in the report. |
| Total receivables from Adyen at end of *\[ *period* ]* | Total amount of *Open captured balance* , *Open payable balance* , and *Deposit* .                                                                                                                                                                                                                               |
| Open captured balance (gross)                          | Total value of the transactions with a *SentForSettle* status at the end of the reporting period. This is the amount that Adyen has requested from the shopper's bank but has not yet been received by Adyen. This is the gross amount, before fees have been deducted.                                          |
| Open payable balance                                   | Total value of the transactions where Adyen has received the funds from the bank, and where Adyen is holding the funds until the next settlement batch. This is the net amount, after fees have been deducted.                                                                                                   |
| Deposit                                                | The amount withheld by Adyen to cover risk exposure. This is calculated based upon your merchant potential liability (MPL) and can fluctuate from month to month based on your payment behavior.                                                                                                                 |
| Refund Reserve                                         | The amount held to process refunds. The configured value of the Reserve can be determined and funded both manually and automatically.                                                                                                                                                                            |

## Payment balance sheet

The payment balance sheet shows a summary of the end of the report's date range. You can find the values of transactions ordered by status.

The table groups the entries by status, and the Year To Date (YTD) or Month To Date (MTD) up to and including the report's date range. All amounts are shown in your primary settlement currency.

Due to exchange rate fluctuations, the **Opening Balance** may not match the **End Balance** from the previous date range.

### Columns

| Column name                    | Description                                                                                                                                                                                                                                                                                                                                                                                                                                                       |
| ------------------------------ | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Count                          | The number of transactions that make up the line item.                                                                                                                                                                                                                                                                                                                                                                                                            |
| \[Primary settlement currency] | The three-character ISO code representing the primary settlement currency. All amounts in this column are converted to this currency.                                                                                                                                                                                                                                                                                                                             |
| Check                          | Exchange rates in the report are end of month, mid rates. You can review them on the ExchangeRates worksheet in the report file. Multi-currency transactions are converted to the primary settlement currency using end of month rates. Due to exchange rate fluctuations over time, there may be some valuation differences; in this case, they are reported in this column. Amounts in this column do not represent gains or losses due to currency conversion. |

### Entries

Under the header line, each line in the report is a separate entry.

| Line name                                | Description                                                                                                                                                                                                                                                                                                                                                                                                                                                       |
| ---------------------------------------- | ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| Received – Opening Balance               | Shows the End Balance carried over from the previous period.                                                                                                                                                                                                                                                                                                                                                                                                      |
| Received – Received                      | Payments received by the Adyen payments platform.                                                                                                                                                                                                                                                                                                                                                                                                                 |
| Received – Refused                       | Payments that resulted in a refusal, either by the Adyen fraud tool or by the acquirer.                                                                                                                                                                                                                                                                                                                                                                           |
| Received – Error                         | Payments that resulted in an error.                                                                                                                                                                                                                                                                                                                                                                                                                               |
| Received – Authorised                    | Payments that resulted in a successful authorisation.                                                                                                                                                                                                                                                                                                                                                                                                             |
| Received – HandledExternally             | Payments that were handled outside of the Adyen payments platform.                                                                                                                                                                                                                                                                                                                                                                                                |
| Received – ReceivedPayout                | Payout received by the Adyen payments platform.                                                                                                                                                                                                                                                                                                                                                                                                                   |
| Received – RefusedPayout                 | Payout that resulted in a refusal, either by the Adyen fraud tool or by the acquirer.                                                                                                                                                                                                                                                                                                                                                                             |
| Received – PayoutError                   | Payout that resulted in an error.                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| Received – PayoutAuthorised              | Payout that resulted in a successful authorization.                                                                                                                                                                                                                                                                                                                                                                                                               |
| Received – End Balance                   | Payments whose latest status for the reporting period is Received.                                                                                                                                                                                                                                                                                                                                                                                                |
| Authorised – Opening Balance             | Shows the End Balance carried over from the previous period.                                                                                                                                                                                                                                                                                                                                                                                                      |
| Authorised – Authorised                  | Payments that resulted in a successful authorisation.                                                                                                                                                                                                                                                                                                                                                                                                             |
| Authorised –Cancelled                    | Payments that were canceled following up on a merchant's request.                                                                                                                                                                                                                                                                                                                                                                                                 |
| Authorised – Expired                     | Payments whose capture request was never received. The system flags these transactions as Expired.                                                                                                                                                                                                                                                                                                                                                                |
| Authorised – SentForSettle               | Payments whose capture request was successfully received. Transactions where Adyen is in the money flow are included here.                                                                                                                                                                                                                                                                                                                                        |
| Authorised – SentForSettleExternally     | Payments for which the Capture request was received. Transactions where Adyen is not in the money flow are included here.                                                                                                                                                                                                                                                                                                                                         |
| Authorised – PayoutAuthorised            | Payouts that resulted in a successful authorization.                                                                                                                                                                                                                                                                                                                                                                                                              |
| Authorised – SentForPayout               | Payouts whose payout request is successfully sent to the acquirer by the Adyen payments platform. Payouts where Adyen is in the money flow are included here.                                                                                                                                                                                                                                                                                                     |
| Authorised – SentForPayoutExternally     | Payouts whose payout request is successfully sent to the acquirer the Adyen payments platform. Payouts where Adyen is not in the money flow are included here.                                                                                                                                                                                                                                                                                                    |
| Authorised – End Balance                 | Payments whose latest status for the reporting period is Authorised.                                                                                                                                                                                                                                                                                                                                                                                              |
| Captured – Opening Balance               | Shows the End Balance carried over from the previous period.                                                                                                                                                                                                                                                                                                                                                                                                      |
| Captured – SentForSettle                 | Payments whose capture request was sent to the acquirer.                                                                                                                                                                                                                                                                                                                                                                                                          |
| Captured – Settled                       | Payments whose capture request was sent to the acquirer, and whose funds have been received by Adyen. This is the gross amount, before fees have been deducted.                                                                                                                                                                                                                                                                                                   |
| Captured – CaptureFailed                 | Payments whose capture request was declined by the acquirer.                                                                                                                                                                                                                                                                                                                                                                                                      |
| Captured – SentForRefund                 | Payments whose refund request was sent to the acquirer.                                                                                                                                                                                                                                                                                                                                                                                                           |
| Captured – Refunded                      | Payments whose refund request was confirmed and successfully executed by the acquirer.                                                                                                                                                                                                                                                                                                                                                                            |
| Captured – RefundFailed                  | Payments whose refund request was declined by the acquirer.                                                                                                                                                                                                                                                                                                                                                                                                       |
| Captured – SentForPayout                 | Payouts whose payout request was sent to the acquirer.                                                                                                                                                                                                                                                                                                                                                                                                            |
| Captured – PaidOut                       | Payouts whose payout request was confirmed and successfully processed by the acquirer.                                                                                                                                                                                                                                                                                                                                                                            |
| Captured – PayoutFailed                  | Payouts whose payout request was returned by the acquirer.                                                                                                                                                                                                                                                                                                                                                                                                        |
| Captured – End Balance                   | Payments whose latest status for the reporting period is SentForSettle.                                                                                                                                                                                                                                                                                                                                                                                           |
| Captured Externally – Opening Balance    | Shows the End Balance carried over from the previous period.                                                                                                                                                                                                                                                                                                                                                                                                      |
| Captured Externally – SentForSettle      | Payments whose capture request was sent to the acquirer.                                                                                                                                                                                                                                                                                                                                                                                                          |
| Captured Externally – SettledExternally  | Payments whose capture request was sent to the acquirer, and where Adyen is not in the money flow.                                                                                                                                                                                                                                                                                                                                                                |
| Captured Externally – CaptureFailed      | Payments whose capture request was declined by the acquirer.                                                                                                                                                                                                                                                                                                                                                                                                      |
| Captured Externally – SentForRefund      | Payments whose refund request was sent to the acquirer.                                                                                                                                                                                                                                                                                                                                                                                                           |
| Captured Externally – RefundedExternally | Payments whose refund request was confirmed and successfully executed by the acquirer.                                                                                                                                                                                                                                                                                                                                                                            |
| Captured Externally – RefundFailed       | Payments whose refund request was declined by the acquirer.                                                                                                                                                                                                                                                                                                                                                                                                       |
| Captured Externally – SentForPayout      | Payout whose payout request was sent to the acquirer.                                                                                                                                                                                                                                                                                                                                                                                                             |
| Captured Externally – PaidOutExternally  | Payouts whose payout request was confirmed and successfully processed by the acquirer.                                                                                                                                                                                                                                                                                                                                                                            |
| Captured Externally – PayoutFailed       | Payouts whose payout request was returned by the acquirer.                                                                                                                                                                                                                                                                                                                                                                                                        |
| Captured Externally – End Balance        | Payments whose latest status for the reporting period is SentForSettle.                                                                                                                                                                                                                                                                                                                                                                                           |
| Payable – Opening Balance                | Shows the End Balance carried over from the previous period.                                                                                                                                                                                                                                                                                                                                                                                                      |
| Payable – Settled                        | Payments whose capture request was sent to the acquirer, and whose funds have been received by Adyen. This is the net amount, after fees have been deducted.                                                                                                                                                                                                                                                                                                      |
| Payable – Refunded                       | Payments whose refund request was confirmed and successfully executed by the acquirer.                                                                                                                                                                                                                                                                                                                                                                            |
| Payable – Fee already charged            | Transaction fee that Adyen deducted from the settlements for the relevant period.                                                                                                                                                                                                                                                                                                                                                                                 |
| Payable – Chargeback                     | Payments whose final transaction status is Chargeback.                                                                                                                                                                                                                                                                                                                                                                                                            |
| Payable – ChargebackReversed             | Payments whose final transaction status is ChargebackReversed.                                                                                                                                                                                                                                                                                                                                                                                                    |
| Payable – RefundedReversed               | Payments where the issuer was unable to provide the refunded funds to the account holder, and the funds were returned to Adyen.                                                                                                                                                                                                                                                                                                                                   |
| Payable – DepositCorrection              | Required amount to adjust the deposit.                                                                                                                                                                                                                                                                                                                                                                                                                            |
| Payable – InvoiceDeduction               | Total amount of invoiced fees deducted from your settlement for the reporting period.                                                                                                                                                                                                                                                                                                                                                                             |
| Payable – MerchantPayout                 | Total amount of funds settled to your bank account.                                                                                                                                                                                                                                                                                                                                                                                                               |
| Payable – MerchantPayoutFailed           | Total amount of failed settlements to your bank for the month.                                                                                                                                                                                                                                                                                                                                                                                                    |
| Payable – ManualCorrected                | Total amount of manually corrected funds, for example discounts, if any.                                                                                                                                                                                                                                                                                                                                                                                          |
| Payable – PaidOut                        | Payouts whose payout request was confirmed and successfully executed by the acquirer.                                                                                                                                                                                                                                                                                                                                                                             |
| Payable – PaidOutReversed                | Payouts where the issuer was unable to pay out the funds to the account holder, and the funds were returned to Adyen.                                                                                                                                                                                                                                                                                                                                             |
| Payable – MerchantPayin                  | Total amount of funds sent via a credit transfer or direct debit in order to increase the Reserve.                                                                                                                                                                                                                                                                                                                                                                |
| Payable – ReserveAdjustment              | Total amount of funds moved to or from the Reserve register.                                                                                                                                                                                                                                                                                                                                                                                                      |
| Payable – Other                          | Any miscellaneous bookings that were placed in your Next payout (Payable) batch.                                                                                                                                                                                                                                                                                                                                                                                  |
| Payable – End Balance                    | Payments whose latest status for the reporting period is Settled, and whose funds are being held until the next settlement batch.                                                                                                                                                                                                                                                                                                                                 |
| Deposit – Opening Balance                | Shows the End Balance carried over from the previous period.                                                                                                                                                                                                                                                                                                                                                                                                      |
| Deposit – End Balance                    | Shows the updated deposit amount.                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| Reserve – Opening Balance                | Shows the End Balance carried over from the previous period.                                                                                                                                                                                                                                                                                                                                                                                                      |
| Reserve – End Balance                    | Shows the updated Reserve amount.                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| PayinPending – MerchantPayinPending      | Payments to fund the Reserve that have been initiated to Adyen, but have not yet reached our bank account.                                                                                                                                                                                                                                                                                                                                                        |
| PayinPending - MerchantPayin             | Payments to fund the Reserve that have been initiated to Adyen, have reached our bank account and allocated to the MerchantAccount.                                                                                                                                                                                                                                                                                                                               |
| Commission – Settled                     | Total payment method commission charged on Settled for the month.                                                                                                                                                                                                                                                                                                                                                                                                 |
| Commission – Refunded                    | Total payment method commission charged on Refunded for the month.                                                                                                                                                                                                                                                                                                                                                                                                |
| Commission – Chargeback                  | Total payment method commission charged on Chargebacked for the month.                                                                                                                                                                                                                                                                                                                                                                                            |
| Commission – ChargebackReversed          | Total payment method commission charged on ChargebackReversed for the month.                                                                                                                                                                                                                                                                                                                                                                                      |
| Commission – ManualCorrected             | Total payment method commission charged on ManualCorrecteds for the month.                                                                                                                                                                                                                                                                                                                                                                                        |
| Commission – PaidOut                     | Total payment method commission charged on PaidOut for the month.                                                                                                                                                                                                                                                                                                                                                                                                 |
| Commission – PaidOutReversed             | Total payment method commission charged on PaidOutReversed ****for the month.                                                                                                                                                                                                                                                                                                                                                                                     |
| Commission – Total commission            | Total amount of all commissions.                                                                                                                                                                                                                                                                                                                                                                                                                                  |
| Fee – Total Calculated                   | Total Adyen transaction fee for the month. You can calculate this amount yourself in the following way:```
               (Received + SentForRefund ) * your Adyen transaction fee
            
```                                                                                                                                                                                                                                                               |
| Check sum / multicurrency difference     | Exchange rates in the report are end of month, mid rates. You can review them on the ExchangeRates worksheet in the report file. Multi-currency transactions are converted to the primary settlement currency using end of month rates. Due to exchange rate fluctuations over time, there may be some valuation differences; in this case, they are reported in this column. Amounts in this column do not represent gains or losses due to currency conversion. |

## Merchant payout details sheet

The **Merchant payout details** sheet shows details of payout batches from the report's date range. It shows an overview of items booked in the batch including a breakdown of the payout amount and your costs.

### Entries

Under the header line, each line in the report is a separate entry.

### Columns

| Column name        | Description                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |
| ------------------ |   |
| Account Code       | A reference for your merchant account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |
| Batch              | Reference number of the settlement batch.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |
| Begin Date         | Start date, from which transactions are booked into the batch (CET time zone).                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |
| End Date           | End date, until which transactions are booked into the batch (CET time zone).                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |
| Payout Date        | Date on which your payout was booked (CET time zone).1This value is empty if the batch did not result in a payout, for example in cases of a transfer to a subsequent batch to process negative payable/capture balances.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |
| Month              | The month in which the batch was closed.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |
| \[unnamed column]  | Three-character ISO code representing the primary settlement currency.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |
| Payout Amount      | The value of the payout.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |
| Net & Cost fields  | Available for Settled, PaidOut, Refunded, Bulk Settlement, Chargeback, Chargeback Reversed, PaidOut Reversed, and RefundedReversed.Summary of payment-level mutations during the month:- Net – the net credit or debit amount

- Cost – the cost withheld/credited from the settlement (i.e. Commission, Markup, Interchange & Scheme fees, corresponds to fields 17-20 of the Settlement details report).                                                                                                                                                                                                                                                                                                                          |
| Payment Cost       | The PaymentCost journal type is used only to book the following fees:- Klarna payments: deductions such as dispute fees. The booking references the PSP reference of the original payment.

- ELO payments: financial adjustments and arbitration cost.

- MasterCardPersonalPayments: the transaction fee for the payout.

- Visa disputes: financial adjustments. These are booked on the corresponding transaction.

- Mastercard disputes: the administration fee collected by the issuer for disputes where a (pre‑)arbitration case is filed, and the issuer wins.

- PayPal for marketplaces disputes: the dispute administration fee and the fee for a lost dispute. In rare cases, a hold to cover an upcoming chargeback. |
| Balance Transfer   | BalanceTransfer to/from subsequent payout batches in order to process negative payable/capture balances or for batches that could not have been paid out.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |
| Fee                | Adyen transaction fees for Received / SentForRefund / RefundedBulk transactions booked during the specified batch period.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |
| Invoice Deduction  | Representing a Payment processing invoice that is credited/deducted from the account.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
| Deposit Correction | Funds being withheld from/released to the account due to a change in the required security deposit (coverage of the exposure on the account).                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |
| Reserve            | Funds being withheld from or being released to the account due to funding or using the Reserve register.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |
| Merchant Pay-in    | A credit transfer or direct debit booked in the account to fund the Reserve.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |
| Other              | Any other journal types booked to/from the settlement batch and not covered by the previous columns.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |
| Rate               | The exchange rate from the payout currency to your primary settlement currency.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |
| Payout Amount Base | Payout amount converted from the payout currency to your primary settlement currency.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
