---
title: "Apple Pay"
description: "Learn how to accept Apple Pay payments."
url: "https://docs.adyen.com/payment-methods/apple-pay"
source_url: "https://docs.adyen.com/payment-methods/apple-pay.md"
canonical: "https://docs.adyen.com/payment-methods/apple-pay"
last_modified: "2023-05-08T12:36:00+02:00"
language: "en"
---

# Apple Pay

Learn how to accept Apple Pay payments.

[View source](/payment-methods/apple-pay.md)

![](/user/pages/docs/08.payment-methods/16.apple-pay/applepay.svg?decoding=auto\&fetchpriority=auto)  **Read more**

Learn about pricing and settlement services for [Apple Pay on adyen.com](https://www.adyen.com/payment-methods/apple-pay).

Apple Pay provides a secure and seamless payment method that you can offer in-app, in store, and on the web. Apple Pay uses network tokenization, stores payment information securely in the shopper's [Apple Pay eligible device](https://support.apple.com/en-gb/HT208531), and confirms the payment through Touch ID or Face ID authentication. If you are implementing in Europe, Apple Pay is PSD2 SCA-compliant.

When the shopper selects Apple Pay, they are presented with a payment sheet where they choose a card and provide contact details and shipping address. Then they are prompted to authenticate the payment through Face ID or Touch ID.

Apple Pay supports liability shift for American Express, Discover, JCB, Mastercard, and Visa cards. For Visa, liability shift occurs depending on the iOS version:

* **Version 16.2 or higher**: the liability shift applies globally.
* **Version 16.1 or below**: the liability shift applies for transactions with cards issued in Europe.

Liability shift does not apply to transactions made from Mexican cards that are processed through Prosa (acquirer).

Adyen does not currently support China UnionPay cards through Apple Pay.

| Payment type | Payment flow      | Countries     | Currencies | [Recurring](/online-payments/tokenization)                   | [Refunds](/online-payments/refund)                           | [Partial refunds](/online-payments/refund/#refund-a-payment) | [Multiple partial refunds](/online-payments/refund)          | [Separate captures](/online-payments/capture)                | [Partial captures](/online-payments/capture/#partial-capture) | [Multiple partial captures](/online-payments/capture/#multiple-partial-captures) | [Chargebacks](/risk-management/chargeback-guidelines)        |
| ------------ | ----------------- | ------------- | ---------- | ------------------------------------------------------------ | ------------------------------------------------------------ | ------------------------------------------------------------ | ------------------------------------------------------------ | ------------------------------------------------------------ | ------------------------------------------------------------- | -------------------------------------------------------------------------------- | ------------------------------------------------------------ |
| Wallets      | Additional action | International | Multiple   | ![checkmark](/user/data/smileys/emoji/white_check_mark.png)  | ![checkmark](/user/data/smileys/emoji/white_check_mark.png)  | ![checkmark](/user/data/smileys/emoji/white_check_mark.png)  | ![checkmark](/user/data/smileys/emoji/white_check_mark.png)  | ![checkmark](/user/data/smileys/emoji/white_check_mark.png)  | ![checkmark](/user/data/smileys/emoji/white_check_mark.png)   | ![checkmark](/user/data/smileys/emoji/white_check_mark.png)                      | ![checkmark](/user/data/smileys/emoji/white_check_mark.png)  |

## Express payment method support

You can [configure the Apple Pay Web Component](/payment-methods/apple-pay/web-component/express-checkout) to use Apple Pay as an [express payment method](/payment-methods/express-checkout).

## Compatibility

##### Apple guidelines

When implementing Apple Pay, make sure that you consider guidelines on [designing your Apple Pay integration](https://developer.apple.com/design/human-interface-guidelines/apple-pay), and [implementing Apple Pay for your website or app](https://developer.apple.com/apple-pay/implementation/).

Apple Pay is available with specific issuers, on specific devices and browsers, and in specific countries/regions. Refer to:

* [List of issuers that support Apple Pay](https://support.apple.com/en-us/HT206638).
* [List of devices and browsers compatible with Apple Pay](https://support.apple.com/en-us/HT208531).
* [List of countries and regions where Apple Pay is available](https://support.apple.com/en-us/HT207957).

Additionally, Apple Pay is available to shoppers as a payment method option if they [already added a card to their Apple Pay wallet](https://support.apple.com/guide/iphone/set-up-apple-pay-iph9b7f53382/ios).

## Supported networks

Our integration supports the following card networks:

* Accel: Supported in the US.
* American Express: Supported globally.
* Cartes Bancaires: Supported in France.
* Discover: Supported in the US.
* Eftpos: Supported in Australia (from 5 Jan 2026). You must have a local business entity in Australia to offer this to shoppers. Payments are automatically [captured](/get-started-with-adyen/adyen-glossary/#capture-or-clearing-and-settlement) at the moment of [authorisation](/get-started-with-adyen/adyen-glossary/#authorisation).
* Electron: Supported globally.
* Elo: Supported in Brazil. You must have a local business entity in Brazil to offer this to shoppers.
* Girocard: Supported in Germany.
* Interac: Supported in Canada. You must have a local business entity in Canada to offer this to shoppers. Payments are automatically [captured](/get-started-with-adyen/adyen-glossary/#capture-or-clearing-and-settlement) at the moment of [authorisation](/get-started-with-adyen/adyen-glossary/#authorisation).
* JCB: Supported in Japan.
* Maestro: Supported in the EU and Brazil.
* Maestro USA: Supported in the US.
* Mastercard: Supported globally.
* NYCE: Supported in the US.
* PULSE: Supported in the US.
* STAR: Supported in the US.
* Visa: Supported globally.

## Apple Pay certificate

To process Apple Pay payments, you need to use an [Apple Pay certificate](/payment-methods/apple-pay/apple-pay-certificate). You can use Adyen's Apple Pay certificate if you have a web integration, which makes it quicker to set up Apple Pay. If you have a mobile integration, you need to use your own Apple Developer account and certificate which requires extra configuration steps.

## How do you want to integrate?

[![This is the web icon.](/user/pages/reuse/image-library/01.icons/web/web.svg?decoding=auto\&fetchpriority=auto)](/payment-methods/apple-pay/web)

###### [Web](/payment-methods/apple-pay/web)

[Use our pre-built UI solutions to add Apple Pay to your website.](/payment-methods/apple-pay/web)

[![This is the iOS icon.](/user/pages/reuse/image-library/01.icons/ios/ios.svg?decoding=auto\&fetchpriority=auto)](/payment-methods/apple-pay/ios/)

###### [iOS](/payment-methods/apple-pay/ios/)

[Use our pre-built UI solutions to add Apple Pay to your iOS app.](/payment-methods/apple-pay/ios/)

[![This is the React Native icon.](/user/pages/reuse/image-library/01.icons/react-native/react-native.svg?decoding=auto\&fetchpriority=auto)](/payment-methods/apple-pay/react-native)

###### [React Native](/payment-methods/apple-pay/react-native)

[Use our pre-built UI solutions to add Apple Pay your cross-platform app.](/payment-methods/apple-pay/react-native)

[![This is the Flutter icon.](/user/pages/reuse/image-library/01.icons/flutter/flutter-logo.svg?decoding=auto\&fetchpriority=auto)](/payment-methods/apple-pay/flutter)

###### [Flutter](/payment-methods/apple-pay/flutter)

[Use our pre-built UI solutions to add Apple Pay your cross-platform app.](/payment-methods/apple-pay/flutter)

[![This is the API only icon.](/user/pages/reuse/image-library/01.icons/api-only/checkout-api-only.svg?decoding=auto\&fetchpriority=auto)](/payment-methods/apple-pay/api-only)

###### [API only](/payment-methods/apple-pay/api-only)

[Build your own UI for Apple Pay in your website or iOS app.](/payment-methods/apple-pay/api-only)

[![This is the point-of-sale icon.](/user/pages/reuse/image-library/01.icons/pos/pos.svg?decoding=auto\&fetchpriority=auto)](/point-of-sale/what-we-support/payment-methods#nfc-wallets)

###### [In-person payments](/point-of-sale/what-we-support/payment-methods#nfc-wallets)

[Accept in-person Apple Pay payments.](/point-of-sale/what-we-support/payment-methods#nfc-wallets)
