---
title: "Configure risk settings"
description: "Use your Customer Area to turn on and configure risk management features."
url: "https://docs.adyen.com/risk-management/configure-risk-settings"
source_url: "https://docs.adyen.com/risk-management/configure-risk-settings.md"
canonical: "https://docs.adyen.com/risk-management/configure-risk-settings"
last_modified: "2019-12-23T15:23:00+01:00"
language: "en"
---

# Configure risk settings

Use your Customer Area to turn on and configure risk management features.

[View source](/risk-management/configure-risk-settings.md)

Risk settings define how you want to handle risk for your company. By default, you configure risk settings on your company account, and the risk settings apply to all merchant accounts in your company.

## Requirements

Before you begin, take into account the following requirements and limitations.

| Requirement                                          | Description                                                                                                                                   |
| ---------------------------------------------------- | --------------------------------------------------------------------------------------------------------------------------------------------- |
| **Integration type**                                 | Make sure that you have built an [online payments integration](/online-payments/build-your-integration/).                                     |
| **[Customer Area roles](/account/user-roles/#risk)** | Make sure that you have one of the following role(s):- **Merchant change risk settings**
- **Risk admin**                                     |
| **Limitations**                                      | Case management and risk-based authentication risk settings are only relevant if you enable [premium features](/risk-management#risk-engine). |

## Manage risk settings

To view or manage risk settings in your [Customer Area](https://ca-test.adyen.com/):

1. Log in with your company account.
2. Go to **Revenue & risk** > **Settings** > **Go to risk settings**.

To change risk settings for a specific merchant account, switch to that merchant account and select the **Override company settings** checkbox.

On the **Risk settings** page, you can configure risk settings in different categories:

* [General settings](#risk-general)
* [Case management settings](#risk-case-management) (premium only)
* [Account data property settings](#risk-account)
* [Region configuration](#risk-region) (for your live environment only)

## General

Select which general risk features you want to use. Settings include:

* Enable premium features.

* Select additional payment methods that you have added to your account to be included in the risk evaluation. Only applies to the risk evaluation for risk lists and custom rules. Custom rules require that you enable premium features.

  Selecting additional payment methods does not apply to the risk evaluation by the [machine learning rules](/risk-management/configure-your-risk-profile/machine-learning-rules).

* Configure settings for [risk-based authentication](/risk-management/dynamic-3d-secure#risk-based-authentication). Risk-based authentication is enabled by default when you enable premium features.

* Enable risk for [in-person payments](/point-of-sale/risk-management-pos). This could apply if you expect to process [Mail Order/Telephone Order (MOTO)](/point-of-sale/mail-and-telephone-order-moto) or [Manual Key Entry (MKE)](/point-of-sale/enter-payment-manually) transactions.

* Disable risk management. This turns off Protect for your company. By default, risk management is turned on.

## Case management

Configure [case management](/risk-management/case-management/) settings. With case management, you can add an extra layer of fraud protection by manually reviewing transactions before they are captured. Settings include:

* Set up what you want to do after a case is accepted, rejected or expires.
* Set up a capture delay for payments that have gone into case management.

## Account

Configure risk settings for your account that influence risk checks such as block and trust lists. Settings include:

* Settings for recurring transactions, for example:
  * Exclude recurring transactions from the risk evaluation.

* Settings for risk lists, for example:

  * Stop using the Adyen global referral block list.
  * Maintain risk lists per merchant account.

## Region configuration

This setting only applies to your live environment.

By default, payments and risk checks are processed through our EU data center.\
To reduce latency while running ShopperDNA risk checks, we recommend that you configure risk to run in the same data region as where you process payments. If this has not been done while you onboarded, you can specify the region in this risk setting, and prepare the migration.

The default configuration can introduce latency for transactions outside of the EU. You can choose to use [location-based endpoints](/development-resources/live-endpoints) to process payments through any other data center.

Storing data in other regions can have legal, privacy, or regulatory implications. Configuring the endpoints and risk region serves as a specific instruction to Adyen to change your existing setup. Discuss with your legal team before changing your settings.

### Migration steps

If you want to use a location-based endpoint for your payments, we recommend that you prepare ShopperDNA data in the same region before migrating your payment requests:

1. In the **Region Configuration** section, select a region and set the configuration to **Storing data**. The **Storing data** setting means you want to replicate data from the EU region and store the replicated data in the region you selected. We recommend that you keep the **Storing data** setting for 60 days. You can configure this on your company or merchant account based on your setup. For example, if your merchant accounts are separated by region, configure the data replication on the relevant merchant accounts.
2. After data is replicated and stored for at least 60 days in the region you selected, change the configuration from **Storing data** to **Active**. EU (the default setting) and the region you selected now both have the **Active** status.
3. Start submitting payment requests using the location-based endpoint for your selected region.

Changes to region settings will not be applied immediately. Our Support Team will review the setting. You will receive email notifications about the support ticket.

## Next steps

[Create a risk profile](/risk-management/create-a-risk-profile/)

[Set up at least one risk profile, and assign it to one, several, or all merchant accounts.](/risk-management/create-a-risk-profile/)

[Configure your risk profile](/risk-management/configure-your-risk-profile)

[Configure a risk profile to fit your business needs.](/risk-management/configure-your-risk-profile)
