---
title: "Enhanced scheme data"
description: "Get lower fees on US domestic card payments with enhanced scheme data (ESD)."
url: "https://docs.adyen.com/payment-methods/cards/enhanced-scheme-data"
source_url: "https://docs.adyen.com/payment-methods/cards/enhanced-scheme-data.md"
canonical: "https://docs.adyen.com/payment-methods/cards/enhanced-scheme-data"
last_modified: "2023-05-26T10:49:00+02:00"
language: "en"
---

# Enhanced scheme data

Get lower fees on US domestic card payments with enhanced scheme data (ESD).

[View source](/payment-methods/cards/enhanced-scheme-data.md)

**In-person payments integration?**\
Refer to [Add information to a payment](/point-of-sale/add-data#additional-data-elements).

Enhanced Scheme Data (ESD) is optional additional data that you can send with your payment or capture requests for US domestic transactions. ESD lets shoppers see additional information about their purchase on their card statement and use this information for reporting purposes. ESD does not affect authorization rates.

For some [industries](#types-and-industries), the type of data to include in your requests is industry-specific, for example, airlines. If you are not eligible to send industry-specific data, you can check if you are eligible to send level 2/3 data instead.

For Visa and Mastercard, sending ESD can lower your interchange fees by up to 1 percent. For American Express, you can send ESD for fraud protection and reporting, refer to [American Express](/payment-methods/cards/enhanced-scheme-data/amex) for more information.

## Requirements

Before you begin, take into account the following requirements, limitations, and preparations.

| Requirement                                     | Description                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |
| ----------------------------------------------- |   |
| **Integration type**                            | An [online payments integration that uses the Advanced flow](/online-payments/build-your-integration/advanced-flow).                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| **[Webhooks](/development-resources/webhooks)** | Listen for webhook messages with the following `eventCode` values:- **AUTHORISATION**
- **CAPTURE**.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |
| **Limitations**                                 | * In the following cases, Adyen processes the payment without ESD that you send.

  * If your business is [not eligible for ESD](#not-eligible-for-esd).
  * If the ESD that you send is incomplete or invalid.

* After a payment is processed, you cannot change or fix the ESD that you sent with it.

* For the [Checkout API](https://docs.adyen.com/api-explorer/Checkout/latest/overview): the [/payments/{paymentPspReference}/captures](https://docs.adyen.com/api-explorer/Checkout/latest/post/payments/\(paymentPspReference\)/captures) endpoint does not support the following ESD. We are working on adding support for them. If you have an exising [Classic API](https://docs.adyen.com/api-explorer/Payment/latest/overview) integration, you can use the [/capture](https://docs.adyen.com/api-explorer/Payment/latest/post/capture) instead.

  * Car rental data.
  * Lodging data.

* You cannot combine different types of ESD data in one request.

* For refunds and reversals: we do not use ESD, so we recommend that you do not send it. |
| **Setup steps**                                 | Before you begin: For Visa, set up [Address Verification System (AVS)](/risk-management/avs-checks) checks. For each Visa transaction, you must include AVS data in the request to qualify for interchage fee discounts.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |

## Merchant Category Codes (MCCs) and ESD types

The type of ESD you can send depends on card schemes and your [Merchant Category Code (MCC)](/get-started-with-adyen/adyen-glossary/#merchant-category-code). Some MCCs are [not eligible to send any type of ESD](#not-eligible-for-esd).

Find your MCC in the following table or use our [**Find the ESD type for your business** tool](#find-your-esd) to learn what applies to your business.

| MCC                | Industry                                       | Scheme           | ESD type   |
| ------------------ | ---------------------------------------------- | ---------------- | ---------- |
| **3000-3350**      | Airlines                                       | Mastercard, Visa | Airline    |
| **3351-3500**      | Automobile/vehicle rentals                     | Mastercard, Visa | Car rental |
| **3501-3999**      | Hotels/motels                                  | Mastercard, Visa | Lodging    |
| **4411**           | Steamship and cruise lines                     | Mastercard       | Level 2/3  |
| **4511**           | Airlines and air carriers                      | Mastercard, Visa | Airline    |
| **4582**           | Airports, flying fields, and airport terminals | Mastercard       | Level 2/3  |
| **4722**           | Travel agencies and tour operators             | Mastercard       | Level 2/3  |
| **5172**           | Petroleum and petroleum products               | Mastercard       | Level 2/3  |
| **5552**           | Electric vehicle charging                      | Mastercard       | Level 2/3  |
| **5814**           | Fast food restaurants                          | Mastercard       | Level 2/3  |
| **7011**           | Lodging – hotels, motels, resorts              | Mastercard, Visa | Lodging    |
| **7512**           | Automobile rental agency                       | Mastercard, Visa | Car rental |
| **7513**           | Truck and utility trailer rentals              | Mastercard, Visa | Car rental |
| **7519**           | Motor home and recreational vehicle rentals    | Mastercard       | Car rental |
| **7523**           | Parking lots, parking meters, and garages      | Mastercard       | Level 2/3  |
| **7542**           | Car washes                                     | Mastercard       | Level 2/3  |
| **All other MCCs** |                                                | Mastercard, Visa | Level 2/3  |

[]()

### Not eligible for ESD

If you have one of the following MCCs, you are **not** eligible to send any type of ESD. If you send ESD, we process the payment without the ESD.

| MCC      | Industry                                                             |
| -------- | -------------------------------------------------------------------- |
| **4112** | Passenger Railways                                                   |
| **5812** | Eating Places and Restaurants                                        |
| **4468** | Marinas, Marine Service, and Supplies                                |
| **5541** | Service Stations (with or without Ancillary Services)                |
| **5542** | Automated Fuel Dispensers                                            |
| **5983** | Fuel Dealers - Fuel Oil, Wood, Coal, and Liquefied Petroleum         |
| **5499** | Miscellaneous Food Stores - Convenience Stores and Specialty Markets |

## Send ESD

###### [Level 2/3](/payment-methods/cards/enhanced-scheme-data/l2-l3)

[Send level 2 or level 3 data for Visa and Mastercard transactions in the US.](/payment-methods/cards/enhanced-scheme-data/l2-l3)

###### [Airline](/payment-methods/cards/enhanced-scheme-data/airline)

[Send airline data for Visa and Mastercard transactions in the US.](/payment-methods/cards/enhanced-scheme-data/airline)

###### [Car rental](/payment-methods/cards/enhanced-scheme-data/car-rental)

[Send car rental data for Visa and Mastercard transactions in the US.](/payment-methods/cards/enhanced-scheme-data/car-rental)

###### [Lodging](/payment-methods/cards/enhanced-scheme-data/lodging)

[Send lodging data for Visa and Mastercard transactions in the US.](/payment-methods/cards/enhanced-scheme-data/lodging)

###### [American Express](/payment-methods/cards/enhanced-scheme-data/amex)

[Send ESD with American Express transactions for reporting and fraud protection.](/payment-methods/cards/enhanced-scheme-data/amex)
