---
title: "Platforms"
description: "Onboard users of your platform, process payments for them, and pay out their funds."
url: "https://docs.adyen.com/platforms"
source_url: "https://docs.adyen.com/platforms.md"
canonical: "https://docs.adyen.com/platforms"
last_modified: "2026-06-01T15:33:15+02:00"
language: "en"
---

# Platforms

Onboard users of your platform, process payments for them, and pay out their funds.

[View source](/platforms.md)

Integrate Adyen for Platforms into your commerce platform, ordering or point-of-sale solution, retail management system, or SaaS platform for a streamlined end-to-end payment experience. Allow your users to easily sign up, sell, and receive payments all within one solution.

##### Adyen for Platforms model

Doesn't sound quite right? Try our [integration guide for marketplaces](/marketplaces).

As a platform:

* You process in-person and/or online payments on behalf of your users.
* Your brand may be invisible to your users' customers.

With Adyen for Platforms, you can:

##### Adyen APIs

Explore how Adyen APIs work: run example calls to [onboard users](https://docs.adyen.com/api-explorer/legalentity/latest/post/legalEntities#examples-request-createLegalEntityOrganizationNL), [process split payments](https://docs.adyen.com/api-explorer/Checkout/latest/post/payments#examples-request-split), and [pay out funds](https://docs.adyen.com/api-explorer/transfers/latest/post/transfers#examples-request-payout-to-transfer-instrument).

* **[Onboard and verify your users](/platforms/verification-overview)**: onboard sellers, service providers, or contractors on to your platform, and let Adyen verify them before paying out. Adyen informs you of the results of the verification checks.
* **[Process payments](/platforms/process-payments)**: accept payments on behalf of your users using Adyen's payment processing platform. You can split the payments between one or more users, deduct costs as needed, and hold funds until payout.
* **[Pay out and transfer funds](/platforms/managed-payouts)**: decide when and how your users are paid, either utilizing our managed payouts solution, or exercising full control over timing with custom payouts. You can move funds within your platform to debit or credit funds to your user when needed.
* **[Manage risk](/platforms/identify-account-holder-risk)**: identify fraudulent behavior, stop suspicious payouts, and flag unusual user activities.
* **[Reports and reconciliation](/platforms/reports-and-fees/)**: use Adyen-generated reports for your bookkeeping and reconciliation processes to ensure accurate accounting of funds within your platform.

## Supported countries/regions

You can onboard users operating in any of the following countries and regions.

| Europe |   |
| ------ | - |

Austria\
Belgium\
Bulgaria\
Croatia\
Cyprus\
Czech Republic\
Denmark\
Estonia\
Finland\
France\
Germany\
Gibraltar\
Greece\
Guernsey[1](#fn1)\
Hungary\
Ireland\
Italy\
Latvia\
Liechtenstein\
Lithuania\
Luxembourg\
Malta\
Netherlands\
Norway\
Poland\
Portugal\
Romania\
Slovakia\
Slovenia\
Spain\
Sweden\
Switzerland\
United Kingdom (including Channel Islands and Isle of Man)[1](#fn1)

| North America |   |
| ------------- | - |

Canada\
United States (including\
Puerto Rico)

| Asia Pacific |   |
| ------------ | - |

Australia\
Hong Kong\
New Zealand\
Singapore

[]()1 In-person payments and store creation are not supported in the Channel Islands and Isle of Man

## Acquiring regions

An acquiring region is a specific geographic area where your payments are processed through local banking networks and regulatory frameworks. An acquiring region can consist of a single country (for example, the USA), or a group of countries (for example, Europe/EEA). These regions are defined based on shared financial standards, currencies, and legal requirements.

Based on the [countries/regions that are supported for Adyen for Platforms](#supported-countriesregions), we get the following acquiring regions:

* Australia
* Canada
* Europe/EEA
* Hong Kong
* New Zealand
* Singapore
* United Kingdom
* United States

## Offer additional financial products

Expand your platform's offerings by issuing debit cards and business accounts, or by providing business financing.

In addition to processing payments for your users, you can offer them the following financial products:

* [Card issuing](/issuing)
* [Business accounts](/business-accounts)
* [Business financing](/capital)

#### Card issuing

You can issue fully customizable virtual and physical debit cards from Mastercard and Visa to your users. **Adyen Issuing** allows you to receive authorization requests on your own servers, so that you can approve or decline any authorization.\
Adyen operates in the background, making it possible to create accounts, customize your own cards, and manage your funds. You are always the point of contact for your users.

#### Business accounts

With an **Adyen business account**, your users can make business-related fund transfers to third-party bank accounts. For example, they can:

* Pay supplier invoices or utilities.
* Receive business-related fund transfers from any third party, such as payments from businesses or customers, directly in their business account.
* Receive payouts faster, because you can pay out directly to their Adyen business account, instead of a third-party bank account.

#### Business financing

With **Adyen Capital**, you can present business financing offers from Adyen directly to your users. We assess risks upfront, and proactively create offers for your users. This allows them to quickly get funds without an additional application process. Users repay daily, based on a fixed percentage of their processed volume through Adyen.

For more information, see [availability and additional verification requirements](/platforms/verification-requirements?tab=business-accounts_1#financial-products) for financial products.

## Next steps

Find out how you can get started with your integration.

[required](/platforms/get-started)

[Get started](/platforms/get-started)

[See an overview of the steps from signing up to going live.](/platforms/get-started)

[Integration checklist](/platforms/integration-checklist)

[Find out the steps to build your integration.](/platforms/integration-checklist)

[required](/platforms/verification-overview)

[Verification overview](/platforms/verification-overview)

[Learn the information required for onboarding and verifying your users.](/platforms/verification-overview)
